SIPs and mutual funds

2 articles · 4 insights

Brewed Up Insights

Gold imports fell 81% as mutual funds restrict gold funds

India's gold imports fell 81% in September 2026 even as gold got 18% dearer. HDFC and Nippon India have stopped fresh money into gold funds, but ETFs, jewellery and coins stay open.

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Brewed Up Insights

SIP money shrank after the 2020 crash and not during it

Through 4 big Nifty 50 falls since 2020, SIP money kept rising. The only pullback came after the 2020 bottom, and stopping then cost a ₹10,000 SIP up to ₹1.19 lakh.

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Brewed Up Insights

Your bank deposits can now show up in your demat statement

Any account aggregator will soon reach every bank and fund house, and your demat statement can show your bank deposits, by December 31, 2026.

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Brewed Up Insights

RBI makes it easier to build stakes in payments banks

Mutual funds, insurers and pension funds can now rebuild a stake of up to 10% in a payments bank under one RBI approval, without applying again each time.

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The Macro Brew

Should you stop your SIPs?

Since 2020, SIP investors kept paying through 4 big Nifty 50 falls. They pulled back once, after the COVID crash, costing ₹1.19 lakh on a ₹10,000 SIP.

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The Macro Brew

How systematic are SIPs?

Do investors keep their SIPs running when the market falls, or stop out of fear? A test of whether SIP money really steadies Indian shares.

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